Need a Business Loan? We Make It Simple, Fast, and Worry-Free.

Need a Business Loan?
We Make It Simple, Fast, and Worry-Free.

From eligibility check to approval—we handle everything for you.

SME LOAN

SME LOANnexus capital

SME LOAN

WHY CHOOSE US

WHY CHOOSE US

Know Your Loan Eligibility in 2 Working Days

Get instant clarity on your loan potential

1-Year Unlimited Loan Support Access

With 3-Year Financial Roadmap

Access to 15+ Bank Partners

Flexible Loans, Less Waiting

RM400 Million Secured for SMEs

Backed by experience. Driven by results.

WHY CHOOSE US

Backed by experience. Driven by results.

Know Your Loan Eligibility in 2 Working Days

Get instant clarity on your loan potential

1-Year Unlimited Loan Support Access

With 3-Year Financial Roadmap

Access to 15+ Bank Partners

Flexible Loans, Less Waiting

RM400 Million Secured for SMEs

Backed by experience. Driven by results.

Get up to 90% success rate
— powered by our expert SME financing team.

Chloe Ooi

Co-Founder of Nexus Capital

  • Certificate in Credit by Asian Institute of Chartered Bankers (AICB)
  • Affiliate Member of Asian Institute of Chartered Bankers (AICB)
  • JCI Pearl WEA Best Youth Entrepreneur Award 2023
  • The 100 Most Influential Young Entrepreneurs 2023

With 8 years of experience, Chloe has helped hundreds of SMEs grow by securing over RM400M in financing.

Certified by AICB and nationally recognised for her impact, she is dedicated to raising financial literacy and empowering business owners.

Get up to 90% success rate
— powered by our expert SME financing team.

Chloe Ooi

Co-Founder of Nexus Capital

  • Certificate in Credit by Asian Institute of Chartered Bankers (AICB)
  • Affiliate Member of Asian Institute of Chartered Bankers (AICB)
  • JCI Pearl WEA Best Youth Entrepreneur Award 2023
  • The 100 Most Influential Young Entrepreneurs 2023

With 8 years of experience, Chloe has helped hundreds of SMEs grow by securing over RM400M in financing.

Certified by AICB and nationally recognized for her impact, she is dedicated to raising financial literacy and empowering business owners.

THE 1ST IN MALAYSIA
Nexus Financial Pulse Check

Not Sure If You Can Get a Loan?
We’ll Check for You – FREE!

We do a full check on your business profile (something banks won’t do!) so you know your chances before applying.
No charges. No commitments.

  • Know exactly why banks might say no

  • Boost your approval rate up to 90%

  • Plan your financial roadmap for the next 3 years

Total Fund
Raised

Successfully secured financing exceeding 400 million for businesses.

Success Rate of
Financing Solution

Craft tailored and viable loan financing
solutions for companies.

THE 1ST IN MALAYSIA
Nexus Financial Pulse Check

Not Sure If You Can Get a Loan?
We’ll Check for You – 100% FREE!

We do a full assessment on your business profile (something banks won’t do!) so you know your chances before applying.
No charges. No commitments.

  • Know exactly why banks might say no

  • Boost your approval rate up to 90%

  • Plan your financial roadmap for the next 3 years

Total Fund
Raised

Successfully secured financing exceeding 400 million for businesses.

Success Rate of
Financing Solution

Craft tailored and viable loan financing solutions for companies.

SME LOAN Requirements:

  • Company operational for at least 2 years.
  • At least 51% local shareholding.
  • Minimum monthly turnover of RM100K.
  • Up-to-date tax payment records.
  • Good repayment track records.

Testimonial

Testimonial

FAQ

FAQ

The maximum financing amount depends on your company’s profile, which includes its revenue, cash flow, industry etc. As your company expands, you might want to secure bigger projects which require more cash flow support. However, some companies were rejected by existing financing institution as it hits the maximum limit. It is advisable to spread the risk and establish credit relationships with more financing institutions should there be potential opportunities of growth that requires additional funding. Tapping into our extensive network of banks and financial institutions, we would be able connect your company to suitable banks and commercial loan products.

The typical turnaround period for loan applications for SMEs is 1 to 2 months. This is due to the unfamiliarity regarding the documents required and the application process. Thus, you may have to spend more time to have back-and-forth communication with the banker to get the financing application right.

If you’re in a situation where you required funds urgently, we can shorten the turnaround time with our familiarity on the documentations and information banks require.

Imagine this: You have a new large-scale project that require funds urgently. However, your SME loan application did not go through. You will either have to postpone this project or miss the opportunity. In the meantime, once your application is rejected, you might not be able to resubmit the application within the next 6 months. The most typical reasons why commercial loan applications are rejected are:

  • Approached banks which does not favour such industry
  • Business owner’s personal credit profile
  • Limits to financing with existing banks
  • High gearing, business turnover is declining over the years

There are a lot of banks and financial institutions in the market providing SME loans, but you are not certain that they are the most competitive. You might not know which bank offers the lowest SME loan interest rate because the products are ever-changing. Your network might not be extensive enough so that you can have access to the various products that are available from all banks. Hence, losing out on the chance to save interest. Therefore, we are here to help you to compare and provide you the most fitting financing deal that is suitable to your business.

There are various loan products available to meet the different requirements of SMEs. The common ones are, Business Term Loan, Trade Financing, Factoring, Equipment Financing, Peer-to-Peer financing and etc. Now, you can cut through the complexity and technical jargons to get the most fitting financing solutions for your business. Through our expertise and experience in securing SME loan, we simplify the process to ensure you can reap the benefits of each facilities while empowering your business.

All banks will refer to report from Credit Bureau Malaysia (CBM) or RAM Credit Information Sdn Bhd (RAMCI) to get customers CCRIS report which is similar to CTOS. In both the CBM and RAMCI, there is a Credit Default Scoring Assessment which calculates probability of defaulting. However, the score shown does not determine whether the application will get approved because this is just one of its criteria for loan assessment.

There is no definite answer to this as different banks have varying credit criteria and risk appetite. There are so many banks providing SME loan in Malaysia. However, some banks avoid certain industries whereas other banks might welcome these same industries. Most business owners are not aware which banks are more suitable for their business profile and could waste precious time approaching banks that are not the right fit. Aside from the mainstream services granted by the banks, there are also alternative financing solutions for SME business owners.

With our familiarity with the credit criteria of these financing institutions, we definitely can help you to identify the most suitable finance solution for your business profile to enhance the chances of getting loan approvals at the best terms.

Take the First Step to Your SME Loan Approval — Start Here

Take the First Step to Your SME Loan Approval — Start Here

Have you applied for a loan within the last 6 months? *
SME LOAN

+6014-674 7313

SME LOAN

Unit C-02-19 & C-03-19,
First & Second Floor
Damen USJ Komersial,
Persiaran Kewajipan,
Usj 1, 47600 Subang Jaya,
Selangor.